What is the difference between a SWIFT code and an IBAN?

A SWIFT code identifies the bank; an IBAN identifies the specific account at that bank. Most international transfers need both: the SWIFT/BIC to route to the right bank, and the IBAN (or account number) to credit the right account.

Do I need the 8 or 11 character code for a transfer?

Either usually works. The 8-character code routes to the bank's head office; the 11-character version specifies a branch. If in doubt, use the code your recipient's bank provides - and always verify before sending money.

112,000+ Codes · 232 Countries · Unlimited Checks

SWIFT Code Checker

Verify any SWIFT/BIC code in seconds - see the bank, branch, city, and country before you send an international transfer. Free, no registration.

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Why Use SwiftCodeCheck?

Verify before you wire - a wrong SWIFT code can delay or misroute your money

Instant & Unlimited

Every check runs against our own directory of 112,000+ codes - no rate limits, results in milliseconds.

232 Countries

Bank codes for virtually every country - browse the full directory by country.

Code Breakdown

Every result decodes the structure - bank code, country, location, and branch - so you know exactly what you're looking at.

Free API Included

Developers get the same data via our free JSON API - no API key required.

How to Check a SWIFT Code

Three steps to verify any bank code

Enter the Code

Type the 8 or 11 character SWIFT/BIC code - for example DEUTDEFF.

Click Check

Press Check or hit Enter to search 112,000+ codes.

Verify the Bank

See the bank, branch, city, country, and the full code breakdown - before you wire money.

Frequently Asked Questions

Everything you need to know about SWIFT and BIC codes

What is a SWIFT code?

A SWIFT code (also called a BIC - Bank Identifier Code) is an 8 or 11 character code that identifies a specific bank, and optionally a branch, on the international SWIFT network. It's required for most international wire transfers. Read the full guide →

Is a SWIFT code the same as a BIC?

Yes - SWIFT code and BIC (Bank Identifier Code) are two names for the same ISO 9362 standard. The terms are used interchangeably.

How is a SWIFT code structured?

Four parts: a 4-letter bank code, a 2-letter country code, a 2-character location code, and an optional 3-character branch code. Example: DEUTDEFF500 = DEUT (Deutsche Bank) + DE (Germany) + FF (Frankfurt) + 500 (branch).

Is this SWIFT code checker free?

Yes, completely free with unlimited checks and no registration. Our directory covers 112,000+ codes across 232 countries - and developers can use the free API.

What's the difference between a SWIFT code and an IBAN?

A SWIFT code identifies the bank; an IBAN identifies the specific account at that bank. Most international transfers need both.

Do I need the 8 or 11 character code?

Either usually works - 8 characters routes to the head office, 11 specifies a branch. Use whichever code the recipient's bank provides, and always verify before sending money.